Independent Mortgage Advice

Mortgage Direct

Spain’s leading independent broker   

Mortgage Direct have been operating in Spain since 2006. Since then, they have cemented their place as the leading independent broker in Spain. They offer a premium broking service to clients of all nationalities and secure the best possible deals.

Murcia Villas has chosen to collaborate with Mortgage Direct over other brokers/intermediaries for the following reasons:

  • qualified advisers
  • native English and Dutch-speaking brokers some of whom can also communicate in Spanish, Portuguese and German
  • work with all lenders offering finance for Spain
  • exclusive deals (see below)
  • mortgage quotes within 24-48 hours
  • no obligation advice delivered in a professional and friendly manner
  • competitive fees for a premium service

If you wish to find out more about getting finance in Spain, Mortgage Direct are available to discuss your options with you and to provide a no obligation mortgage quote <web technician – place coding for link or banner here>

They are completely independent and have a wealth of experience in a market where contacts are everything and premium service is key.

Market conditions and exclusive deals

Mortgage Direct is currently offering deals to non-residents with rates as low as Euribor 1.35% and fixed rates from 2%. Please see below a graph which shows the fluctuation of the Euribor over the last 13 years.

Now that the property market is steadily improving, more banks are lending again, which has increased competition and led to some very attractive deals becoming available to clients of Mortgage Direct.

At present, mortgages up to 70%* are available to non-residents and 80% to residents. There are some special deals above 80% available to young first-time-buyer resident clients.

Again, we recommend that you contact Mortgage Direct if you have questions relating to whether you would qualify for a mortgage, how much you would qualify for and what conditions may be available to you.

* mortgages are based on the lower of purchase price or valuation.

DISCLAIMER

Murcia Villas SL for themselves and for the owner of the property whose agents they are give notice that:

  1. 1. These particulars do not constitute any part of an offer or a contract.
  2. 2. All statements contained in these particulars are made without responsibility on the part of Murcia Villas SL.
  3. 3. None of the statements contained in these particulars are to be relied upon as a statement or representation of fact.
  4. 4. Any intending purchaser must satisfy himself/herself by inspection or otherwise as to the correctness of each of the statements contained in these particulars.
  5. 5. The owner does not make or give and neither do Murcia Villas SL nor any person in their employment has any authority to make or give any representation or warranty whatever in relation to this property.
  6. 6. Where every attempt has been made to ensure the accuracy of the details contained here, measurements of doors, windows, rooms and any other items are approximate and no responsibility is taken for any error, omission, or mis-statement. These details are for illustrative purposes only and should be used as such by any prospective purchaser. The services, systems and appliances shown have not been tested and no guarantee as to their operability or efficiency can be given.
  7. 7. Prices are quoted in euros, working with a conversion rate of 1.10 euros to the pound, discrepancies may occur in prices for holiday accommodation due to currency fluctuations.